Privacy Policy

Privacy Policy for https://pcp-claims-calculator.dreamdwellings.net

Introduction

Welcome to the online platform of Pcp Claims Calculator (hereafter referred to as “we,” “us,” or “the Company”). We are dedicated to maintaining a transparent and secure environment for our users, ensuring their privacy is protected at all times. This Privacy Policy outlines our practices regarding the handling of personal data in alignment with various global privacy regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA)/California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Total Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

  1. Our official website at https://pcp-claims-calculator.dreamdwellings.net
  2. Any mobile applications or services we offer
  3. Online forms, surveys, and interactions through our platform
  4. Links to third-party platforms within our site (please note that these third-party sites have their own privacy policies)

Processing Activities

This policy outlines the practices for data processing when users:

  1. Use our applications and services as authorized users.
  2. Visit or navigate through any of our websites linked to this Privacy Statement.
  3. Engage with us via communications, including newsletters, emails, phone calls, or text messages/SMS.

Personal Data Collection

We collect a range of personal data, categorized as follows:

  1. Account Information: Details required to create and manage user accounts, such as names, usernames, email addresses, and passwords (hashed and salted for security).
  2. Payment Information: Data related to financial transactions, including cardholder names, card numbers, expiration dates, and security codes.
  3. Financial Information: Personal finance-related data that we may collect includes bank account details and investment portfolios (if shared for specific services).
  4. Purchase Information: Details about products or services purchased through our platform, such as order history, delivery addresses, and payment methods.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data to enhance user experience and analytics.
  6. Location Data: If you choose to share it, we may collect your location data to provide personalized content or services.
  7. Feedback: Any comments, reviews, or ratings you provide us help improve our products and services.
  8. Social Media Information: When you interact with us on social media platforms, we may collect user data from these platforms (with your consent) to personalize your experience.
  9. Product Information: Data related to the products or services you express interest in, including preferences and customization choices.

We gather this information through direct user input, automated tracking technologies, and third-party service providers.

Cookies

We utilize cookies to enhance user experience and improve our platform’s performance:

  1. Strictly Necessary Cookies: These ensure basic functions like login, session management, and security.
  2. Preference Cookies: Used to remember user preferences and settings for personalized experiences.
  3. Analytics Cookies: Help us analyze user behavior on our site, providing insights for improvements.

Users can control non-essential cookies through our Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes collected or as required by law. Once the retention period expires, we securely delete or anonymize the data to ensure complete anonymity.

Security Measures

Implementing robust security measures is paramount to us:

  1. We employ encryption technologies to protect sensitive data during transmission and storage.
  2. Access to personal information is restricted to authorized personnel only.
  3. Regular security audits and updates are conducted to maintain the highest security standards.

Children’s Privacy

Our services are not intended for individuals under 18 years of age, and we do not knowingly collect or solicit personal data from children.

Your Rights (Based on Geographical Location)

Depending on your location, you may have various rights regarding your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: The ability to rectify inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Requesting the deletion of your personal data in certain circumstances.
  • Restriction: Limiting the processing of your data under specific conditions.
  • Portability: Obtaining a copy of your personal data in a structured, commonly used format.
  • Objection: Objecting to the processing of your data for specific or all purposes.
  • Non-Discrimination: The right to be free from discrimination when exercising your data privacy rights.

To exercise these rights or file complaints/appeals, please contact our dedicated Privacy Team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy as necessary to adapt to changing regulatory requirements or business practices. Any significant changes will be posted on our website with an updated revision date.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or feedback, please reach out to us via:

We value your trust in our platform and are committed to maintaining a secure and transparent environment for all users.